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Create Passive Cash Flow – Use the same dollars you're already spending to generate long-term wealth.
Meet Sarah & Mike, a couple in their 40s with a $280,000 mortgage.
They redirected $1,200/month into a high-cash-value Whole Life policy.
By year 4, they had built up over $42,000 in available cash value.
They used policy loans to pay down their mortgage faster while their money kept growing inside the policy.
Result: Mortgage paid off in 12 years instead of 30, saving over $120,000 in interest.
"We became our own bank and paid off our home without touching our savings."
John, a self-employed contractor, needed a new work truck. Instead of going through a dealership loan:
He borrowed $38,000 from his policy’s cash value.
He set up a flexible repayment plan no credit checks, no deadlines.
While repaying himself, his policy continued to earn dividends on the full value as if the money was never borrowed.
"I financed my own vehicle, skipped the bank, and my money never stopped working for me."
Angela, a salon owner, needed $50,000 to expand her location.
She used her policy’s cash value to fund the expansion — no banks, no loan officers.
Business profits repaid the loan on her terms, and the policy still grew behind the scenes.
Her expansion increased monthly revenue by $6,500, and her policy kept compounding tax-deferred.
"Infinite Banking let me grow my business without giving away control to the bank."

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