Unlock Your Financial Freedom with the Infinite Banking Concept

Take control of your future and build wealth on your own terms.

Discover how top entrepreneurs use Infinite banking to leverage other people's money (OPM) to grow their businesses - And YOU can too.

Trusted by 8,000+ Families & Business Owners Across the U.S

Banks Get Rich Using YOUR money - Why Not Flip The Script?

Every month, you pay banks, lenders, and credit card companies making them richer while you stay stuck in the debt cycle.

Infinite Banking, also known as the Bank On Yourself Concept, allows you to use specially designed high-cash-value life insurance policies to leverage other people’s money, keep your cash growing tax-free, and recycle the same dollar over and over for business expenses.

  • You control the terms no bank approval.

  • You earn interest while you spend.

  • You protect & grow your money at the same time.

At Jwanaix Group, we’ve helped over 8,000 families and entrepreneurs use Infinite Banking to take control of their finances, reduce dependency on traditional banks, and fund their business dreams the smart way.

FREE TRAINING: How to Become Your Own Bank & Grow Your Business Without Risk

In just 12 minutes, you'll learn:

✅ How Infinite Banking works for business owners

✅ The secret to funding big purchases WITHOUT draining your savings

✅ How to make your money grow even when you spend it

✅ Real case studies from entrepreneurs who used this strategy

👉 Click below to watch instantly & see if Infinite Banking is right for you.

Ready to See How Infinite Banking Works for YOUR Business?

After watching the training, schedule a one-on-one Infinite Banking Strategy Session with our Experts.

We'll show you how to:

✅ Design your own private business banking system
✅ Access cash for expenses no banks, no begging
✅ Grow wealth while spending for business

⚠️ Limited Spots Available Each Week – Book Now!

TESTIMONIALS

What others are saying

"Informative Infinite Banking"

I had the most informative meeting when it came down to Infinite banking this is awesome and exciting.." - Brandy Woods

"Easy and stress-free"

"Jwanaix Group is Amazing! Their team is professional, Kind, and truly knowledgeable. They helped me understand life insurance with living benefits and the infinite banking concept. I also got my health insurance through them easy and stress-free highly recommend!" - Chrisla Michel

"Highly recommend this"

"Magda at Jwanaix Group is amazing! she helped me get the right health insurance and setup and infinite banking plan that's already working great for me. I highly recommend her. Thanks for all!" - Shantel Gue

"Extremely honest"

" Extremely friendly, honest, and empathic people, best in the business, specially." - Slink Holmes

Who We Are

Founded in 2019 by Kenel Romain, Jwanaix Group has helped over 8,000 families and entrepreneurs build wealth using Infinite Banking strategies.

We’re a trusted U.S.-based financial agency known for:


Personalized Infinite Banking plans
Helping entrepreneurs fund businesses smarter
Proven results & client-first service

150+

TEAM MEMBERS

10000+

Policies

8000+

SATISFIED CLIENTS

Meet the Team of IBC Expert

At the heart of our mission is a dedicated team of financial professionals who bring integrity, experience, and a deep passion for helping individuals and families take control of their financial future. Each member of our team is committed to guiding you through the Infinite Banking Concept with clarity, strategy, and personalized care. Before you explore their photos and stories below, know this: you're not just working with experts you’re partnering with people who genuinely care about your success, legacy, and long-term freedom.

Berlio Mayellus

Head of Marketing / Infinite Banking Specialist

Emma Johnson

Project Manager

Ava Thompson

Operations Coordinator

Liam Carter

Creative Director

Noah Mitchell

Marketing Specialist

Jwanaix

Your Family. Your Future. Our Mission.

Jwanaix Group, we are more than just financial professionals we are a family-owned business with a deep-rooted commitment to protecting yours. Born from a passion to serve, we’ve made it our mission to educate, empower, and elevate individuals, families, and small business owners in our community. We understand that trust isn’t given it’s earned. And that’s exactly what we aim to do: earn your trust by delivering real value, financial clarity, and long-term peace of mind. Whether you're trying to escape debt cycles, break free from the banks, or build generational wealth, we are here to walk with you, not sell to you.

When You Subscribe to Jwanaix Group, You Get:

Education-First Guidance
We simplify the complex. You’ll get one-on-one coaching to fully understand the Infinite Banking Concept—so you can make empowered, informed financial decisions with confidence.

Tailored Wealth Strategy
No cookie-cutter plans here. We design personalized strategies based on your goals, income, family, and future vision to ensure every dollar is working for you.

Asset Protection & Growth
We help you safeguard your savings from market volatility, taxation, and debt traps while showing you how to grow your money in a secure, private system.

Lifetime Support from a Trusted Team
We’re in this with you for the long haul. As a family business, we value relationship over transactions—you’ll always have a real expert to talk to, with real answers, when you need them.

STILL NOT SURE?

Frequently Asked Questions

Have questions about our services? You're in the right place!

Question 1: What Can You Expect From an Infinite Banking Plan?

An Infinite Banking Plan isn't just another financial product—it's a game-changing strategy that empowers you to take control of your money, grow wealth, and build financial security. Here’s how:


🔁 Take Control of Your Finances

With Infinite Banking, you become your own source of financing. Instead of depending on banks or lenders for loans, you can borrow against your policy whenever you need, with no credit checks, no applications, and no restrictions. You set the terms, and you pay yourself back with interest that helps grow your wealth.


📈 Uninterrupted Compound Growth

Your cash value grows tax-deferred and continues to compound uninterrupted—even when you borrow against it. This allows you to build wealth at a pace traditional savings accounts or investment vehicles simply can’t match. The best part? The more you borrow, the more you continue to earn.


🛡️ A Safe Haven From Market Fluctuations

While traditional investments are subject to market volatility, your Infinite Banking plan offers predictable, steady growth. This becomes the cornerstone of your financial strategy a safe place to store and grow your money, even when the market dips.


💸 Tax-Advantaged Flexibility

Withdrawals and loans from your policy can be accessed tax-free, providing you with the flexibility to use your money however you need whether that’s for retirement income, real estate investments, business growth, or emergencies.


🧠 A Lifetime Financial Solution

This is not just a short-term fix—it’s a lifetime strategy. As your policy grows, your opportunities expand. Whether you want to fund major purchases, generate passive income, or create a legacy for future generations, an Infinite Banking Plan can help make it happen.


🧲 Ideal for Business Owners & High Earners

If you're a small business owner, investor, or high-income earner, this is your opportunity to recycle your dollars. Use your policy for equipment purchases, marketing, payroll, and more all while building wealth. It’s like having a financial flywheel that works for you. Why Wait?

An Infinite Banking Plan gives you liquidity, security, growth, and control over your financial future while helping you build wealth in a way that traditional banks and financial institutions can’t offer.

If you're ready to take the reins and secure your financial independence, it's time to explore how Infinite Banking can work for you.

Question 2: Isn't whole life insurance a slow, expensive way to grow wealth?

That’s a common misconception—but only because most people are familiar with traditional whole life policies, not the kind specifically engineered for Infinite Banking.

Infinite Banking policies are specially designed to minimize the cost of insurance and maximize the cash value growth in the early years. The goal isn’t just long-term death benefit—it's high-access, high-growth cash value that you can use almost immediately.

In fact, with proper structure, you can access up to 85–90% of your contributions in the first year—while your full balance continues to compound uninterrupted, year after year.

This isn’t slow money—it’s smart, strategic capital. You’re building an asset that gives you liquidity, growth, and leverage all tax-advantaged. That’s something the stock market, savings accounts, or 401(k)s can’t replicate.

Question 3: Why would I borrow my own money and pay interest on it?

This is where Infinite Banking flips traditional thinking.

When you "borrow" from your policy, you’re not touching your actual cash value. Instead, you’re using it as collateral to borrow from the insurance company. Your full cash value continues growing as if untouched earning dividends and interest.

You're not losing growth, you're gaining leverage.

The interest you pay? It’s not to “get back” your money it’s the cost of using OPM (other people’s money) while your own money stays hard at work compounding. Think of it like real estate: savvy investors use leverage to scale faster without selling their assets. This is the same principle, applied to your personal banking system.

In short: you’re expanding wealth, not depleting it. That’s how the wealthy keep their money working in multiple places at once and now you can too.

Question 4: How is this better than just saving or investing in stocks, real estate, or a 401(k)?

Those tools all have their place but they lack the control, predictability, and accessibility that Infinite Banking offers:

401(k)? You can’t access funds freely before retirement without penalties and taxation.

Stocks? They’re volatile, emotional, and outside your control.

Savings account? Offers security, but zero growth.

Real estate? Great for leverage, but illiquid and often risky.

An Infinite Banking Plan complements all of these. It gives you:

Liquid capital you can access at any time
Tax-free growth and withdrawals (when structured right)
Guaranteed returns + dividends
No market risk or penalty for use
A stable, private financial system you control

And here’s the kicker: you can use the policy to fund your investments, cover real estate down payments, or act as a business capital reserve all while your money grows in the background.

It’s not either/or it’s the foundation that empowers all your other financial moves.

Want to see how it could work in your specific situation? Let’s run your numbers and tailor a strategy that makes Infinite Banking a real, working asset in your life.

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